The above criteria are only guidelines and can be changed at any time without notice. Midnight Capital Partners LLC (“Midnight”) may modify its approach and any parameters set forth herein at any time in any manner which it believes is consistent with its overall investment objective without notice. Each situation is evaluated individually by Midnight subject to its due diligence. Not all loans are available in all jurisdictions. Midnight assumes no responsibility for any errors or omissions herein. Any information regarding products and programs of Midnight are provided only for general informational purposes and do not constitute (i) an offer to sell or a solicitation of an offer to buy any Midnight products or programs, or (ii) a representation that any Midnight products or programs are suitable for you.